
Living in the USA as a Frugal German was a Financial Wake-Up Call
Imagine being raised in northern Germany, where you are taught to reuse your aluminum foil, and then moving to a country where it is normal

Imagine being raised in northern Germany, where you are taught to reuse your aluminum foil, and then moving to a country where it is normal

If a no buy year sounds too harsh for you, try this instead. Let me be honest, a no buy year sounds so empowering at

If you are a woman, the biggest financial risk you will face in 2026 is not inflation.It is not artificial intelligence.It is not the economy,

On search for cheap but unique date night ideas? I got you! Life as a mom of 2 and wife to my beloved husband while

I know exactly what it’s like to be addicted to constant overstimulation and information – the kind that has you reaching for the phone as

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*Some of the links on this blog are affiliate links. This means that if you click on a link and make a purchase, I may
Hi, I’m Uta. I´m a 33-year-old German mom living in the U.S., passionate about homesteading, gardening, kayaking, and all things outdoors. After years of chasing more, I found joy in doing less – and in doing what truly lights me up.
Moneymalism is my way of sharing that journey: earning more, spending less, and living fully – not through consumption, but through intention.
My goal? Retire by 45 and live a life rich in time, freedom, and purpose. Let me help you build that life for you too!
Get my 5 financial freedom planners for FREE (usually 49,99€).
They are the perfect base for your financial freedom, a clean and decluttered house and stable mindset.
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