Hi, I’m Uta. I´m a 33-year-old German mom living in the U.S., passionate about travel, kayaking, and all things outdoors. After years of chasing more, I found joy in doing less – and in doing what truly lights me up.
Moneymalism is my way of sharing that journey: earning more, spending less, and living fully – not through consumption, but through intention.
My goal? Retire by 40 and live a life rich in time, freedom, and purpose. Let me help you build that life for you too!
My mission is to help women build wealth without burning out, overspending, or chasing trends. I want to show that financial independence does not require extreme frugality or perfection. It starts with awareness, intention, and small but consistent choices.
At moneymalism, I focus on underconsumption, mindful spending, and reducing both physical and digital clutter. Because money stress is not just about numbers, it is about mental load, nervous system regulation, and feeling safe in your own life. My goal is to help you spend less on things that do not matter and invest more in what truly supports your freedom, peace, and future self. moneymalism is not about having less for the sake of less. It is about having enough, and using your money as a tool to build long-term freedom instead of short-term clutter.
Over the past years, I have intentionally reduced my consumption, simplified my finances, and rebuilt my relationship with money. I have lived through phases of overbuying, impulse spending, and financial overwhelm, and I know firsthand how powerful it is to step out of that cycle.
I have a masters degree (M.Sc.) in business development and love to develop and improve business models to increase my own and my client´s income. Through my (admittedly not finished) PhD-researches in the startup-financing sector I developed a solid financial education and through my blog, YouTube channel, and programs, I share what actually worked for me in real life. No unrealistic budgeting, no hustle culture, no guilt-driven finance advice. Just honest strategies around spending, saving, investing, and simplifying in a way that fits into a modern, busy life.
With my extended knowledge in business and finance topics I´d love to help you build the life YOU want!
Reduce consumption. Reset your finances. Simplify your life.
Join the 30-Day Underconsumption Challenge (start 06/26). Only 50 spots available. By signing up you´ll receive the launch link first AND you get 20% off!
